Off The Plan Purchasing of Property in Australia Where once off the plan apartments were only considered by investors, the massive boom has now opened the door for first-time home buyers as well. Off the Plan Property Purchase - Meaning You are purchasing "off-the-plan" when you are buying strata units and retirement village homes before the construction of the buildings are completed. The design of the building and sketches of its final appearance maybe included in advertising material and the [...]

What are Land Titles? Each state and territory Land Titles Registers provide search facilities. Each state and territory has a central register of all the land in the respective state and territory which, shows the owner of the land. A Land Titles can be best defined as being: the right of ownership of property, or the documents constituting evidence of that ownership What are the Most Common Land Titles? Here is a list of the most common title ownerships you [...]

Investment Property Financing When it comes to arranging suitable investment property financing, you should explore many different strategies and options. You cannot just jump on the bandwagon of investment property finance. You need to understand the market so that you emerge as a successful investor. It is an attractive opportunity to venture into the investment market and create wealth. But to be successful, you need to leave your emotions out of the decision-making process. You should concentrate on the following [...]

How to obtain a 95% LVR Mortgage Loan The Australian finance industry is experiencing re-emergence of 95% LVR mortgage loan with tighter lending conditions. A 95% LVR mortgage loan mean that you can borrow up to 95 % of the market value of the security property. Lenders/Credit Providers carefully judge you for the 95% LVR Loan If you are considering applying for a Prime Home Loan with a 95% LVR, it is extremely important that you put forward an impeccable [...]

Afterpay is a new payment method that allows you to pay for your online orders after they have been shipped. Instead of paying upfront, you prepay for the order and pay a monthly installment afterwards. The retailer then ships the product to you after it has been produced. This way, you only have to pay for the item when it’s actually delivered. According to Afterpay's website, "the service uses a flat monthly fee, on top of your regular credit card [...]