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About Ray Ethell

Ray Ethell offers a wealth of experience to his clients, gained from 14 years in the Finance industry, and prides himself on providing reliable customer focused service. As an independent mortgage consultant, Ray is able to find a product tailored to his clients’ individual needs, with relevant unbiased advice and recommendations. - Cert lV in Financial Services (Mortgage Broking) - Diploma in Financial Services (Mortgage Broking)

Tips on Refinancing your Home Loan

You Could Be Paying More Than You Have To! Non Conforming Loans provides a quick, easy and obligation free service that allows you to compare your current home loan against the hundreds available from our panel of lenders.It is common for people to refinance as they can get a better interest rate, lower monthly repayments and change their loan to suit their lifestyle.Best of all, it won‚Äö cost you anything to have a Non Conforming Loans consultant compare loans for [...]

By |2018-04-30T14:48:34+10:00September 5th, 2013|Loans, Tips and Tricks|0 Comments

Low Doc Loans Can Be An Excellent Borrowing Alternative

There are exceptions to every rule. If you are self employed, get paid in cash, or just don’t have a lot of documentation to prove your income, then you know about that. You are an exception to the rule when it comes to being able to get traditional financing. You have a good stable history and healthy monthly income. You just don’t have a pay stub. Unfortunately lenders just don’t want to loan money to people who can’t prove they [...]

By |2018-04-30T14:48:34+10:00September 5th, 2013|Loans|0 Comments

Credit Repair Service

We recommend a company called Oasis for Credit Repair. They have over 10 years experience in assisting Australians with credit issues. Oasis are Accredited Members of the Credit Repair Institute of Australasia - CRIA as well as being members of the Mortgage and Finance Association of Australia - MFAA Oasis are currently finalists in a regional Small Business Award for Business Services, Innovation and Customer Service and have been finalist and winners in a number of national and regional business [...]

By |2018-04-30T14:48:34+10:00September 5th, 2013|Credit Repair|0 Comments