What is a Credit Check and when are they Conducted? If you have applied for interest free loans, credit cards or a home loan, chances are you'll know what a credit check is and what it involves. Even if you have undergone a credit check in the past, it is a good idea to familiarise yourself with the process, so you can understand what is involved and do what you can to improve your credit situation. A credit check is [...]

If you are a first home buyer and you require a home loan, it is important to know how much deposit you will need so you can get started with establishing a suitable savings plan. What does Genuine Savings mean? Genuine savings is the savings required by you to purchase a property and get a home loan based on the purchase price. You must, however, be able to demonstrate to the lender/credit provider that you have genuinely saved/held or evidenced [...]