Looking to invest in a commercial property in Australia but lacking the necessary funds? A Self-Managed Super Fund (SMSF) might hold the key to your investment dreams. Unlocking opportunities like never before, a SMSF allows you to borrow money to secure a commercial property and grow your wealth. In this informative article, we will explore the ins and outs of how a SMSF can be used to finance a commercial property investment. From understanding the eligibility criteria, to exploring the [...]

Residential or Commercial Property in Your (SMSF) Self Managed Super Fund People generally experiment with a wide range of investment options to enjoy high returns on investment. Investments can be in the form of shares, direct property, bonds, assets and insurance schemes. However when you invest money in shares, cash funds or industry operated super funds, you have a fund manager who operates the funds across various sectors depending on the performance of the economic market. SMSF strategies give you [...]

Self Managed Superannuation Funds (SMSF) What most of us understand as Super Funds are set up by a central trustee for the benefits of all the members. The difference for a Self Managed Superannuation Fund (SMSF) is that the Trustee could be you. The benefits of this approach are as follows: • You can still choose how contributions are made as • You need a minimum of $150,000 in order to make the investment worthwhile • You can nominate specific [...]

Self Managed Super Fund Loans - What You Need to Know Most Prime Lenders view SMSF loans as high risk which entails more work and less profit.  There are still few lenders who will both consider Residential SMSF Loans and Commercial SMSF Loans and may even permit discounted loans taken against super funds. While there are loan companies who allow SMSF loans, their application process can be tedious and will require more documents to finally get an approval. Guarantor requirement. Some [...]