How to Apply for a Mortgage With a Specialist Lender Online
Learn how to apply for a mortgage with a specialist lender online, from preparing income evidence to valuation, approval conditions and settlement for Australian borrowers.
Specialist Loans for Overseas Residents in Australia
Specialist lenders offering loans for overseas residents in Australia can assess foreign income, deposits and complex credit with a clearer lending path.
Non Resident Home Loans Australia Explained
Non resident home loans Australia can help overseas buyers and expats purchase property. Learn deposits, documents, lender rules and practical next steps.
Can You Get a Home Loan With Overseas Income?
Need a home loan with overseas income? See how lenders assess foreign earnings, accepted documents, currency risk and specialist options for Australians.
Expat Home Loans: Get Your Dream Home Down Under!
Your Guide to Australian Expat Home Loans: Get Your Dream Home Down Under! Are you an Australian expat dreaming of owning a home Down Under? Look no further! In this ultimate guide to Australian expat home loans, we will walk you through the process of turning your dreams into reality. Whether you're considering buying a property for investment or planning to settle down in Australia in the future, we've got you covered. Navigating the Australian property market can be daunting, [...]
Expat Home Loans for Australian Citizens
Expat Home Loans are for Australian Citizens Living and Working Overseas Expat home loans are specifically designed for Australian citizens living and working overseas who want to purchase property in Australia. These loans cater to the unique needs of expats, taking into consideration the challenges they may face during the application process. Key aspects of expat home loans and tips for securing one: Lender options: Not all banks and lenders in Australia offer expat home loans, so you may need [...]
Expat Thinking of Buying a Property Off the Plan? The Positives and Negatives Explained
Many Australian expats living overseas will consider buying an off the plan apartment. There are many benefits in doing so and the developer promote these benefits. What the developer generally fails to advise is the negatives involved. This article will explore both the positives and the negatives of purchasing off the plan. What is off the Plan? Off the plan is when a builder/developer is constructing a set of units/apartments and will look to pre-sell some or all of the [...]
Can a Permanent Resident Get a Home Loan When Living Overseas?
Foreign Citizens who hold permanent resident visas are treated as Australian citizens Foreign Citizens who hold permanent resident visas are treated by Australian Banks as Australian citizens when they are living in Australia. That is, they can borrow up to 95% LVR (ie, with just a 5% deposit) with the same credit criteria that applies to their Australian counterparts. Permanent Residents are entitled to the First Home Owners Grant, stamp duty concessions and any other state benefits available providing they [...]
Can a New Zealand Citizen Obtain a Home Loan in Australia?
Can I Get a Home Loan in Australia to Buy Property If I am a New Zealand Citizen? Australia and New Zealand have close relations because they both share British colonial heritage. According to the 1973 Trans-Tasman Travel Agreement, free movement of citizens is allowed between the two countries. So, it is very common for New Zealanders to settle in Australia by purchasing urban property in the country. If you are a New Zealand citizen who has moved to Australia [...]
Expat Home Loans: How to Get a Home Loan in Australia If You Live Overseas
Expat Home Loans in Australia If you're an Australian citizen living overseas and trying to secure a home in Australia, the process will be different compared to a standard home loan. There are many banks and lending institutions that offer expat home loans. This loan also has higher interest rates compared to regular home loans. Important: Australian expats (who are citizens of Australia or enjoying dual citizenship) will NOT need to get an approval from the Foreign Investment Review Board [...]