Can I get a SMSF Loan for Commercial Property in Australia? Yes, it was possible for a Self-Managed Superannuation Fund (SMSF) to obtain a loan to purchase a commercial property in Australia. However, obtaining an SMSF loan for a commercial property is subject to certain restrictions and conditions. These restrictions are imposed by the Australian Prudential Regulation Authority (APRA), Australian Securities and Investment Commission (ASIC) and the Australian Taxation Office (ATO). Here are some key points to consider when applying [...]

Refinance Mortgage Calculator for Australian Loans A refinance mortgage calculator is used by a homeowner to determine if their monthly mortgage payments can be lowered. Having a simple interface, which is an interface that has elements that are easy to understand and easy to access. Some refinance mortgage calculators will have scrolling menus to allow customization within certain intervals. If you have unique circumstances that fall between these different intervals the menus can be limiting. The best one will have [...]

How to Invest in Real Estate - A Beginner's Guide Investing in real estate could seem daunting, but it doesn’t have to be as complicated as you think. Real estate investing opens up many new opportunities for savvy investors who know what they're doing and how to do it right. With the growing demand for affordable housing, a shortage of supply and rising prices, investing in real estate is more appealing than ever before. Real estate investing is one of [...]

Fixed Interest Rates have been increasing in Australia For the last couple of months the major banks have been raising their longer term fixed interest rates. It is a full one percent higher or approx $330 per month on a 400k mortgage more. We are heading towards a difficult time for a lot of people who took out home and investment mortgages recently. A lot of people were able to get the home loans they desired due to the historically [...]