Our Home Loan Calculators and Tools

There are many online home loan calculators and tools available that can help you estimate your potential mortgage repayments, as well as how much you could borrow based on your income and other factors. These tools can be a useful starting point when you’re thinking about applying for a home loan or refinancing an existing mortgage.

Our suite of home loan calculators and tools include:

  1. Repayment calculator: This tool helps you estimate your monthly mortgage repayments based on the loan amount, interest rate, and loan term.
  2. Borrowing power calculator: This tool helps you estimate how much you could borrow based on your income, expenses, and other financial factors.
  3. Stamp duty calculator: This tool helps you estimate the stamp duty payable on your property purchase based on the purchase price and the state or territory in which the property is located.
  4. Refinance calculator: This tool helps you estimate how much you could save by refinancing your existing mortgage to a new loan with a lower interest rate or better terms.
  5. Compound interest calculator: A calculator to work out what your compound interest is over a period of time.
  6. Income annualisation calculator: A calculator to work out what your income will be over a 12 months based on YTD figures.
  7. Mortgage Switching Calculator: A calculator to work out what your savings will be by changing to a lower interest rate loan.
  8. Extra Repayment Calculator: Find out how much time and interest you can save by paying more than the minimum repayment.
  9. Lump Sum Repayment Calculator: Find out how much time and interest you can save by paying a lump sum off your loan.
  10. Home Loan Offset Calculator: Find out how much you can save by depositing funds in your offset account

When using these home loan calculators and tools, it’s important to keep in mind that they provide only an estimate and may not reflect the actual costs and fees associated with your home loan. It’s also important to consult with a broker or financial advisor to get a more accurate assessment of your borrowing power and repayment capacity.

Ultimately, these home loan calculators and tools can be a useful resource to help you better understand your mortgage options and make more informed decisions about your home loan.