Choosing Your Mortgage Lender - Some Tips Technically a Mortgage lender is an institution which provides loans to people to purchase real estate. These institutions could be banks, credit unions, life insurance companies, trust companies that provides finance for buying land, houses and real estate. There could be thousands of mortgage lenders in your area varying from small local banks to large corporate houses which finance real estate across the nation. Basics of a Choosing Your Mortgage Lender Mortgage lenders [...]

Getting a Mortgage For Units in Australia If you dream of owning your own home or unit, it is imperative that you identify the sources for getting a mortgage for buying the house or unit. You might have been saving for years to accumulate for fulfilling this dream, or you might want to dispose an existing asset with the intention of buying new property, or you might want to take up investment loan for a Unit. Before you even choose [...]

The Benefits and Downsides of Negative Gearing One of the biggest hurdles in purchasing the first investment property is getting an investment home loan and getting your head around the fact it may be "losing" money every week. What is called negative gearing is the fact the cash flow of the property is negative - its holding costs are more than the rental income. This may be the first and biggest stopping point for many. However it's simply the nothing [...]

Some Tips on getting a Home Loan for Investment Property Investing in real estate is generally considered a safe investment in the longer run. Unlike the equity and commodity markets that keep fluctuating on a daily basis, real estate provides returns greater than inflation and fluctuates at a far lower rate, unless in situations when an economic recession take hold. Property is not as liquid as other markets so does not fluctuate as much day to day and averages out [...]